Representative Town Meeting (RTM) - 1272 (05/06/2026)

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£202-9202

BUDGET FUNCTION
The town typically incurs monetary debt in the form of long-term (20 year) bonds used as a
funding source for long-term capital projects. The debt service budget defines the amount of
both principal and interest that the town will pay its creditors (typically bondholders) in a given
fiscal year.
The debt service budget can also be used to manage repayment of shorter-term multi-year
debt. (Note that large capital projects may be funded by any combination of long term
borrowing, general fund appropriations, short-term borrowing, grants, special assessments,
special revenue fund appropriation, and donations to fully fund a given project. The debt
service budget addresses borrowed funds.
References:
Charter Section 3.2.3 Capital Plans (First Selectman)
Ordinance 2.04.170 - Budget Preparation and Submission (RTM)
Ordinance 2.04.180 — Appropriations (RTM)
Conn Statutes: C.G.S.A. § 7-369 et seq.

BUDGET SUMMARY
The FY27 budget request is $41,504 (0.52%) lower than fiscal year 2026.
ras] AND & CSTURE DEBT PAYMENTS
PAST AND FUTURE DEBT PAYMENTS
$8,148,250
$8,109,746
@FY21 MFY22 | FY23 @FY24 MFY25 SFY26 BFY27 BFY28 @ FY29 @FY30 mFY31

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Town of Waterford
Bonded Debt History
Original Issues
2007 G.O. Bonds — Additions and Renovations to Clark Lane Middle School
2009 G.O. Bonds — Additions and Renovations to Quaker Hill Elementary School
2011 G.O. Bonds — Additions and Renovations to Oswegatchie Elementary School
2012 G.O. Bonds — Additions and Renovations Great Neck Elementary School
2013 G.O. Bonds — Additions and Renovations to Waterford High School
2014 G.O. Bonds — Additions and Renovations to Waterford High School
Renovations Quaker Hill Elementary
Renovations Oswegatchie Elementary
Renovations Great Neck Elementary
Total
2020 G.O. Bonds — Municipal Complex Garage Addition and Renovations
Total Bonded
2025 Bank Note — State Radio Communications Conversion
$1,000,000 used from unassigned General Fund Balance
Refunding Issues
2014 G.O. Refunding Bonds 
Refunding of G.O. Bonds, Issue 2007
$15,865,000
$ 8,500,000
$14,000,000
$15,640,000
$33,750,000
$13,700,000
§ 
851,545
§ 
720,425
§ 
658,030
$15,930,000
$13,655,000
$15,096,084
$3,600,000
$ 9,440,000
Original 2007 Issue $15,865,000 for Additions and Renovations to Clark Lane Middle School
2017 G.O. Refunding Bonds
Refunding of G.O. Bonds, Issue 2009
Refunding of G.O. Bonds, Issue 2011
Refunding of G.O. Bonds, Issue 2013
Total Refunded
2019 G.O. Refunding Bonds 
Refunding of G.O. Bonds, Issue 2012
Total Refunded
2020 G.O. Refunding Bonds 
Refunding of G.O. Bonds, Issue 2013
Refunding of G.O. Bonds, Issue 2014
Total Refunded
$14,585,000
§ 4,900,000
§ 7,350,000
§ 4,000,000
$16,250,000
S 9,085,000
$10,375,000
$17,585,000
$10,115,000
$28,890,000

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Page 
1
Town of Waterford- 10-Year Term - Preliminary
Compound Period: Monthly
Nominal Annual Rate: 3.960 %
CASH FLOW DATA
Event 
Date 
Amount 
Number 
Period 
End Date
1 
Lease 
11/01/2025 
3,600,000.00 
1
2 
Lease Payment 
11/01/2026 
444,569.56 
10 
Annual 
11/01/2035
AMORTIZATION SCHEDULE - Normal Amortization, 360 Day Year
Date 
Lease Payment 
Interest 
Principal 
Balance
Lease 
11/01/2025 
3,600,000.00
2025 Totals 
0.00 
0.00 
0.00
1 
11/01/2026 
444,569.56 
145,176.14 
299,393.42 
3,300,606.58
2026 Totals 
444,569.56 
145,176.14 
299,393.42
2 
11/01/2027 
444,569.56 
133,102.59 
311,466.97 
2,989,139.61
2027 Totals 
444,569.56 
133,102.59 
311,466.97
3 
11/01/2028 
444,569.56 
120,542.15 
324,027.41 
2,665,112.20
2028 Totals 
444,569.56 
120,542.15 
324,027.41
4 
11/01/2029 
444,569.56 
107,475.19 
337,094.37 
2,628,017.83
2029 Totals 
444,569.56 
107,475.19 
337,094.37
5 
11/01/2030 
444,569.56 
93,881.29 
350,688.27 
1,977,329.56
2030 Totals 
444,569.56 
93,881.29 
350,688.27
6 
11/01/2031 
444,569.56 
79,739.19 
364,830.37 
1,612,499.19
2031 Totals 
444,569.56 
79,739.19 
364,830.37
7 
11/01/2032 
444,569.56 
65,026.78 
379,542.78 
1,232,956.41
2032 Totals 
444,569.56 
65,026.78 
379,542.78
8 
11/01/2033 
444,569.56 
49,721.07 
394,848.49 
838,107.92
2033 Totals 
444,569.56 
49,721.07 
394,848.49
9 
11/01/2034 
444,569.56 
3:3; 798.19 
410,771.43 
427,336.49
2034 Totals 
444,569.56 
33,798.13 
410,771.43
10 
11/01/2035 
444,569.56 
17,233.07 
427,336.49 
0.00
2035 Totals 
444,569.56 
17,233.07 
427,336.49
Grand Totals 
4,445,695.60 
845,695.60 
3,600,000.00

SOkoD 
funding
A 
, 
90 Avon Meadow Lane
; 
Avon, CT O6001
« 
(T) 860-321-7521
— 
a,
a
. 
‘(F) 860-321-7581
pility American Municipal Tax-Exempt Compliance 
www.amteccorp.com
Town of Waterford (‘Issuer’) 
Day Pitney, LLP (“Bond Counsel”)
15 Rope Ferry Road 
242 Trumbull Street
Waterford, CT 06385 
Hartford, CT 06103
| Hilltop Securities Inc. (“Financial Advisor”) 
Robert W. Baird & Co., Inc. (“Senior Manager”)
129 Samson Rock Drive, Suite A 
One Harding Road, Suite 207
Madison, CT 06443 
Red Bank, NJ 07701
U.S. Bank National Association
(“Paying/Escrow Agent”)
CityPlace I, 185 Asylum Street, 27" Floor
Hartford, CT 06103
Town of Waterford, Connecticut
General Obligation Refunding Bonds, Series 2020B (Federally Taxable)
q& 
The Town of Waterford, Connecticut proposes to issue the above referenced General Obligation Refunding
Bonds, Series 2020B (Federally Taxable) (the “Bonds”), The Bonds are dated December 30, 2020 and will be
issued on December 30, 2020. The Bonds consist of $28,890,000 Serial Bonds.
A portion of the proceeds of the Bonds will be used to purchase United States Treasury Securities — State and
Local Government Series (the “Acquired Obligations”), together with an initial cash deposit, which will be
placed in an irrevocable escrow fund, to be used solely to refund that portion of the Issuer’s General Obligation
Bonds, Issue of 2013-and General Obligation Bonds, Issue of 2014 described below (collectively, the “Refunded
Bonds’”’).
Principal 
| 
Principal 
Maturities 
Redemption 
Redemption
Series 
Tssued 
Dated 
Refunded 
Refunded 
Date 
Price
2013 
$33,750,000 
3/15/13 
$17,585,000 
8/15/22 to 8/15/32 
8/15/21 
100%
2014 
$15,930,000 
3/17/14 
$10,115,000 
° 
3/15/24 to 3/15/34 
3/15/22 
100%
At your request, we have independently calculated, based on information and assumptions as provided to us by
the Financial Advisor, that the receipts from the Acquired Obligations, along with the initial cash deposit, will be
sufficient to pay to and at redemption, the principal and interest on the Refunded Bonds.
At your request, we have independently verified the arithmetical accuracy of the computations based on
schedules provided to us by the Financial Advisor. We have relied solely on the assumptions and information,
as provided to us by the Financial Advisor, and have not made any study or evaluation of them, except as noted
below. We express no opinion on the reasonableness of the assumptions, or the likelihood that the debt service
&X 
requirements of the Refunded Bonds will be paid as described in the accompanying exhibits.

General Obligation Bonds, Issue of 2013
Interest 
Redemption 
Redemption
Maturity 
Amount
Issue 
Dated Date 
Date 
Outstanding 
_ 
Rate 
Date 
Price
2013 
3/15/2013 
8/15/2022 
$1,755,000 
2.000% 
8/15/2021 
100.00%
2013 
3/15/2013 
8/15/2023 
1,955,000 
2.250 
8/15/2021 
100.00
2013 
3/15/2013 
8/15/2024 
1,955,000 
| 
Za) 
8/15/2021 
100.00
2013 
3/15/2013. 8/15/2025 
2,000,000 
2.500 
8/15/2021 
100.00
2013 
3/15/2013 
8/15/2028 
2,000,000 
3.290 
8/15/2021 
100.00
2013 
3/15/2013 
8/15/2029 
2,000,000 
3.000 
8/15/2021 
100.00
2013 
3/15/2013 
8/15/2030 
2,000,000 
3.000 
8/15/2021 
100.00
2013 
3/15/2013 
8/15/2031 
1,970,000 
3,100 
8/15/2021 
100.00
2013 
3/15/2013 
8/15/2032 
1,950,000 
3.500 
8/15/2021 
100.00
17,585,000
General Obligation Bonds, Issue of 2014
Maturity 
Amount 
Interest 
Redemption 
Redemption
Issue 
Dated Date 
Date 
Outstanding 
Rate 
Date 
Price
2014 
3/17/2014 
3/15/2024 
875,000 
3.000 
3/15/2022 
100.00
2014 
3/17/2014 
3/15/2025 
875,000 
3.000 
3/15/2022 
100.00
2014 
3/17/2014 
3/15/2026 
920,000 
3.000 
3/15/2022 
100.00
2014 
3/17/2014 
3/15/2027 
925,000 
3.000 
3/15/2022 
100.00
2014 
3/17/2014 
3/15/2028 
925,000 
3.200 
3/15/2022 
100.00
2014 
3/17/2014 
3/15/2029 
925,000 
3,250 
3/15/2022 
100.00
2014 
3/17/2014 
3/15/2030 
925,000 
3.500 
3/15/2022 
100.00
2014 
3/17/2014 
3/15/2031 
925,000 
3.625 
3/15/2022 
100.00
2014 
3/17/2014 
3/15/2032 
940,000 
3.750 
3/15/2022 
100.00
2014 
3/17/2014 
3/15/2033 
940,000 
3.875 
3/15/2022 
100.00
2014 
3/17/2014 
3/15/2034 
940,000. 
3.875 
3/15/2022 
100.00
$10,115,000
Total............... $27,700,000
Upon delivery of the Bonds, a portion of proceeds of the Bonds will be placed in an irrevocable escrow fund (the
“Escrow Deposit Fund”) established with U.S. Bank National Association, as escrow agent (the “Escrow Agent”)
under an Escrow Agreement (the “Escrow Agreement”) dated as of the date of delivery of the Bonds, between the
Escrow Agent and the Town. The Escrow Agent will use such proceeds to purchase a portfolio of non-callable direct
obligations guaranteed by the government of the United States of America, including United States Treasury State
and Local Government Series (“SLGS”) securities, Federal National Mortgage Association (“FNMA”) securities and
any other securities permitted by Section 7-400 of the Connecticut General Statutes, all of which shall not be callable
or prepayable at the option of the issuer of the securities (the “Escrow Securities”), the principal of and interest on
which, when due, will provide amounts sufficient to pay the principal, interest and redemption premium on the
Refunded Bonds to the redemption dates or maturity (the “Escrow Requirements”). All investment income on and
maturing principal of the Escrow Securities held in the Escrow Deposit Fund and needed to pay the principal, interest
and redemption premium on the Refunded Bonds will be irrevocably deposited by the Town for payment of the
Refunded Bonds. The balance of the proceeds of the Bonds will be used to pay costs of issuance and Underwriter’ s
discount.

AMO Kelund 
W013 § dort Keftnc/
Prepared by AMTEC 
(Finance 8.500)
BOND DEBT SERVICE
Town of Waterford, Connecticut
General Obligation Refunding Bonds, Series 2020B (Federally Taxable)
Dated Date 
12/30/2020
Delivery Date 
12/30/2020
Period 
Annual
Ending 
Principal 
Coupon 
Interest 
Debt Service 
Debt Service
02/15/2021 
43,932.19 
43,932.19
06/30/2021 
43,932.19
08/15/2021 
175,728.75 
175,728.75
02/15/2022 
175,728.75 
175,728.75
06/30/2022 
351,457.50
08/15/2022 
1,180,000 
0.290% 
175,728.15 
1,355,728.75
02/15/2023 
174,017.75 
174,017.75
06/30/2023 
1,529,746.50
08/15/2023 
3,195,000 
0.370% 
174,017.75 
3,369,017.75
02/15/2024 
168,107.00 
168,107.00
06/30/2024 
3,537,124.75
08/15/2024 
3,135,000 
0.620% 
168,107.00 
3,303,107.00
02/15/2025 
158,388.50 
158,388.50
06/30/2025 
. 
3,461,495.50
08/15/2025 
3,180,000 
0.780% 
158,388.50 
3,338,388.50
02/15/2026 
145,986.50 
145,986.50
06/30/2026 
3,484,375.00
08/15/2026 
1,150,000 
1.030% 
145,986.50 
1,295,986.50
02/15/2027 
140,064.00 
140,064.00
06/30/2027 
1,436,050.50
08/15/2027 
1,135,000 
1.190% 
140,064.00 
1,275,064.00
02/15/2028 
133,310.75 
133,310.75
06/30/2028 
1,408,374.75
08/15/2028 
3,100,000 
1.470% 
133,310.75 
3,233,310.75
02/15/2029 
170,525,75 
110,525.75
06/30/2029 
3,343,836.50
08/15/2029 
3,055,000 
1.570% 
POS 25.75 
3,165,925.)5
02/15/2030 
86,544.00 
86,544.00
06/30/2030 
3,252,069.75
08/15/2030 
3,015,000 
1.670% 
86,544.00 
3,101,544.00
02/15/2031 
61,368.75 
61,368.75
06/30/2031 
3,162,912.75
~ 08/15/2031 
2,950,000 
1.750% 
61,368.75 
3,011,368.75
02/15/2032 
35,556.25 
35,556.25
06/30/2032 
3,046,925.00
08/15/2032 
2,890,000 
1.850% 
35,556.25 
2,925,556.25
02/15/2033 
8,823.75 
8,823.75
06/30/2033 
2,934,380.00
08/15/2033 
905,000 
1.950% 
8,823.75 
013,823.73
06/30/2034 
913,823.75 |
28,890,000 
3,016,504.44 
31,906,504.44 
31,906,504.44
‘uur
sun]
rv
ls |
!

ree
Prepared by AMTEC
(Finance 8.500)
PROOF OF ARBITRAGE YIELD
Town of Waterford, Connecticut
General Obligation Refunding Bonds, Series 2020B (Federally Taxable)
Present Value
to 12/30/2020
Debt Service 
Total 
@ 1.4572961436%
02/15/2021 
43,932.19 
43,932.19 
43,852.52
08/15/2021 
175,728.75 
175,728.75 
174,141.21
02/15/2022 
175,728.75 
175,728.75 
172,881.51
08/15/2022 
L353,c 28.10 
1,355,728.75 
1,324,114.49
02/15/2023 
174,017.75 
174,017.75 
168,730.38
08/15/2023 
3,369,017.75 
3,369,017.75 
3,243,022.95
02/15/2024 
168,107.00 
168,107.00 
160,649.55
08/15/2024 
3,303,107.00 
3,303,107.00 
3,133,742.84
02/15/2025 
158,388.50 
158,388.50 
149,180.26
08/15/2025 
3,338,388.50 
3,338,388.50 
3, 121,559.22
02/15/2026 
145,986.50 
145,986.50 
PSS, 517.19
08/15/2026 
1,295,986.50 
1,295,986.50 
1,194,343 
.28
02/15/2027 
140,064.00 
140,064.00 
128,145.16
08/15/2027 
1,275,064.00 
1,275,064.00 
1,158,122.95
02/15/2028 
133,310.75 
133,310.75 
120,208.41
08/15/2028 
3,233,310.75 
3,235,3 1.0,79 
2,894,437.11
02/15/2029 
L10,523,75 
110,525.75 
98,226.15
08/15/2029 
3,163,520.75 
3,165,525.75 
2,792,907.24
02/15/2030 
86,544.00 
86,544.00. 
75,804.44
08/15/2030 
3,101,544.00 
3,101,544.00 
2,697,010.26
02/15/2031 
61,368.75 
61,368.75 
52,978.41
08/15/2031 
3,011,368.75 
3,011,368.75 
2,580,848.91
02/15/2032 
35,556.25 
35,556.25 
30,252.52
08/15/2032 
2,925,556.25 
2,925,556,25 
2,471,161.24
02/15/2033 
8,823.75 
8,823.75 
7,399.34
08/15/2033 
913,823.75 
913,823.75 
760,762.44
31,906,504.44 
31,906,504.44 
28,890,000.00
Proceeds Summary
Delivery date 
12/30/2020
Par Value 
28,890,000.00
Target for yield calculation 
28,890,000.00

Prepared by AMTEC
(Finance 8.500)
SAVINGS
Town of Waterford, Connecticut
General Obligation Refunding Bonds, Series 2020B (Federally Taxable)
Present Value
Prior 
Refunding 
to 12/30/2020
Date 
Debt Service 
Debt Service 
Savings 
@ 1.4572961%
06/30/2021 
414,456.88 
43,932.19 
370,524.69 
369,646.67
06/30/2022 
828,913.76 
351,457.50 
477,456.26 
471,023.82
06/30/2023 
2,566,363.76 
1,529,746.50 
1,036,617.26 
1,010,467.74
06/30/2024 
3,601,820.01 
3,537 12475 
64,695.26 
53,335.62
06/30/2025 
3,531,582.51 
3,461,495.50 
70,087.01 
57,886.39
06/30/2026 
3,548,338.76 
3,484,375.00 
63,963.76 
SL175 07
06/30/2027 
1,500,738.76 
1,436,050.50 
64,688.26 
51,149.35
06/30/2028 
1,472,988.76 
1,408,374.75 
64,614.01 
50,421.74
06/30/2029 
3,410,888.76 
3,343,836.50 
67,052.26 
52,068.28
06/30/2030 
3,318,326.26 
3,252,069.75 
66,256.51 
50,781.93
06/30/2031 
3,225,951.26 
3,162,912,75 
63,038.51 
47,417.71
06/30/2032 
3,116,885.00 
3,046,925.00 
69,960.00 
52,725.55
06/30/2033 
2,996,975 .00 
2,934,380.00 
62,595.00 
45,933.17
06/30/2034 
976,425.00 
913,823.75 
62,601.25 
45,369.31
34,510,654.48 
31,906,504.44 
2,604,150.04 
2,409,402.34
Savings Summary
L
PV of savings from cash flow
Plus: Refunding funds on hand
Net PV Savings
2,409 402.34
3,869.32
2,413,271.66
23

HilltopSecurities iA 7
A Hilltop Holdings Company.
BOND DEBT SERVICE
Town of Waterford, Connecticut
General Obligation Bonds, Series 2020
FINAL NUMBERS
Municipal Complex
Period
Ending 
Principal 
Coupon 
Interest 
Debt Service
06/30/2021 
306,175.56 
306,175.56
06/30/2022 
685,000 
5.000% 
457,975.00 
1,142,975.00
06/30/2023 
685,000 
5.000% 
423,725.00 
1,108,725.00
06/30/2024 
685,000 
5.000% 
389,475.00 
1,074,475.00
06/30/2025 
685,000 
5.000% 
355,225.00 
1,040,225.00
06/30/2026 
685,000 
5.000% 
320,975.00 
1,005,975.00
06/30/2027 
685,000 
5.000% 
286,725.00 
971,725.00
06/30/2028 
685,000 
5.000% 
252,475.00 
937,475.00
06/30/2029 
685,000 
5.000% 
218,225.00 
903,225.00
06/30/2030 
685,000 
4.000% 
187,400.00 
872,400.00
06/30/2031 
685,000 
3.000% 
163,425.00 
848,425.00
06/30/2032 
685,000 
3.000% 
142,875.00 
827,875.00
06/30/2033 
680,000 
3.000% 
122,400.00 
802,400.00
06/30/2034 
680,000 
2.000% 
105,400.00 
785,400.00
06/30/2035 
680,000 
2.000% 
91,800.00 
771,800.00
06/30/2036 
680,000 
2.000% 
78,200.00 
758,200.00
06/30/2037 
680,000 
2.000% 
64,600.00 
744,600.00
06/30/2038 
680,000 
2.125% 
50,575.00 
730,575.00
06/30/2039 
680,000 
2.125% 
36,125.00 
716,125.00
06/30/2040 
680,000 
2.125% 
21,675.00 
701,675.00
06/30/2041 
680,000 
2.125% 
7,225.00 
687,225.00
13,655,000 
4,082,675.56 
17,737,675.56
Jul 8, 2020 12:16 pm Prepared by Hilltop Securities Inc. (mjb)
(Finance 8.500 Waterford, Connecticut:2020-2020_1) Page 4

HilltopSecurities &
A tilltop Holdings Company. 
| 
M Un cif! Come! in
C 
BOND DEBT SERVICE
|
tec!” 
Town of Waterford, Connecticut
General Obligation Bonds, Series 2020
FINAL NUMBERS
Period 
Annual
Ending 
Principal 
Coupon 
Interest 
Debt Service 
Debt Service
03/15/2021 
306,175.56 
306,175.56
06/30/2021 
306,175.56
09/15/2021 
685,000 
5.000% 
237,550.00 
922,550.00
03/15/2022 
220,425.00 
220,425.00
06/30/2022 
1,142,975.00
09/15/2022 
685,000 
5.000% 
220,425.00 
905,425.00
03/15/2023 
203,300.00 
203,300.00
06/30/2023 
1,108,725.00
09/15/2023 
685,000 
5.000% 
203,300.00 
888,300.00
03/15/2024 
186,175.00 
186,175.00
06/30/2024 
1,074,475.00
09/15/2024 
685,000 
5.000% 
186,175.00 
871,175.00
03/15/2025 
169,050.00 
169,050.00
06/30/2025 
1,040,225.00
09/15/2025 
685,000 
5.000% 
169,050.00 
854,050.00
03/15/2026 
151,925.00 
151,925.00
06/30/2026 
1,005,975.00
09/15/2026 
685,000 
5.000% 
151,925.00 
836,925.00
03/15/2027 
134,800.00 
134,800.00
06/30/2027 
971,725.00
09/15/2027 
685,000 
5.000% 
134,800.00 
819,800.00
03/15/2028 
117,675.00 
117,675.00
06/30/2028 
937,475.00
09/15/2028 
685,000 
5.000% 
117,675.00 
802,675.00
03/15/2029 
100,550.00 
100,550.00
06/30/2029 
903,225.00
09/15/2029 
685,000 
4.000% 
100,550.00 
785,550.00
ke 
03/15/2030 
86,850.00 
86,850.00
} 
06/30/2030 
872,400.00
a 
09/15/2030 
685,000 
3.000% 
86,850.00 
771,850.00
03/15/2031 
76,575.00 
76,575.00
06/30/2031 
848,425.00
09/15/2031 ' 
685,000 
3.000% 
76,575.00 
761,575.00
03/15/2032 
66,300.00 
66,300.00
06/30/2032 
827,875.00
09/15/2032 
680,000 
3.000% 
66,300.00 
746,300.00
03/15/2033 
56,100.00 
56,100.00
06/30/2033 
802,400.00
09/15/2033 
680,000 
2.000% 
56,100.00 
736,100.00
03/15/2034 
49,300.00 
49,300.00
06/30/2034 
785,400.00
09/15/2034 
680,000 
2.000% 
49,300.00 
729,300.00
03/15/2035 
42,500.00 
42,500.00
06/30/2035 
771,800.00
09/15/2035 
680,000 
2.000% 
42,500.00 
— 
722,500.00
03/15/2036 
35,700.00 
35,700.00
06/30/2036 
758,200.00
09/15/2036 
680,000 
2.000% 
35,700.00 
715,700.00
03/15/2037 
28,900.00 
28,900.00
06/30/2037 
744,600.00
09/15/2037 
680,000 
2.125% 
28,900.00 
708,900.00
03/15/2038 
21,675.00 
21,675.00
06/30/2038 
730,575.00
09/15/2038 
680,000 
2.125% 
21,675.00 
701,675.00 
—
03/15/2039 
14,450.00 
14,450.00
06/30/2039 
716,125.00
09/15/2039 
680,000 
2.125% 
14,450.00 
694,450.00
03/15/2040 
7,225.00 
7,225.00
06/30/2040 
701,675.00
09/15/2040 
680,000 
2.125% 
7,225.00 
687,225.00
06/30/2041 
687,225.00
13,655,000 
4,082,675.56 
17,737,675.56 
17,737,675.56
C
Jul 8, 2020 12:16 pm Prepared by Hilltop Securities Inc. (mjb) 
(Finance 8.500 Waterford, Connecticut:2020-2020_1) Page 5

&
HilltopSecurities FA
AHilltop Holdings Company.
Waterford Outstanding Debt Post 2019 Refunding
BOND DEBT SERVICE
Period 
.
Ending 
Principal 
Coupon 
Interest 
Debt Service
06/30/2021 
5,060,000 
eK % 
2,344,370.57 
7,404,370.57
06/30/2022 
5,155,000 
ee % 
2,114,113.76 
7,269,113.76
06/30/2023 
5,200,000 
ee % 
1,925,351.26 
7,125,351.26
06/30/2024 
5,400,000 
me 
1,738,470.01 
— 7,138,470.01
06/30/2025 
5,605,000 
oe 
1,534,607.51 
7,139,607.51
06/30/2026 
5,700,000 
kK 
% 
1,322,488.76 
7,022,488.76
06/30/2027 
5,485,000 
* '% 
1,086,388.76 
6,571,388.76
06/30/2028 
4,650,000 
me 
851,513.76 
5,501,513.76
06/30/2029 
4,910,000 
“= 
656,588.76 
5,566,588.76
06/30/2030 
4,560,000 
“= % 
491,626.26 
5,051,626.26
06/30/2031 
4,565,000 
% 
333,751.26 
4,898,751.26
06/30/2032 
2,910,000 
ot 
0G 
206,885.00 
3,116,885.00
06/30/2033 
2,890,000 
ee % 
106,975.00 
2,956,975.00
06/30/2034 
940,000 
3.875% 
36,425.00 
976,425.00
63,030,000 
14,749,555.67 
77,779,555.67
Jan 14, 2020 3:43 pm Prepared by HilltopSecurities (sc)
(Finance 7.015 s:\...\Outstaning Debt Waterford 6-30-10:POST2019) 
Page 1

©
HilltopSecurities Sy
AHilltop Holdings Company.
DETAILED BOND DEBT SERVICE
Town of Waterford, Connecticut
2012 General Obligation Bonds - Post 2019 Refunding
Bond Component
Annual
Period 
Debt 
Debt
Ending 
Principal 
Interest 
~ 
Service 
Service
0 
0 
0 
0
Jan 14, 2020 3:43 pm Prepared by HilltopSecurities (sc)
(Finance 7.015 s:\...\Outstaning Debt Waterford 6-30-10:POST2019) Page 2

HilltopSecurities Se
AHilltop Holdings Company.
VOI Refuuncling _
\ = 
DETAILED BOND DEBT SERVICE
Town of Waterford, Connecticut
$9,085,000 General Obligation Bonds, Series 2019
Final Numbers
Bond Component
Perlod
Annual
Ending 
Principal 
Coupon 
Interest 
. Debt Service 
Debt Service
08/01/2020 
655,000 
4.000% 
245,844.31 
900,844.31
02/01/2021 
196,625.00 
196,625.00
06/30/2021 
1,097,469,.31
08/01/2021 
700,000 
5.000% 
196,625.00 
896,625.00
02/01/2022 
179,125.00 
179,125.00
06/30/2022 
1,075,750.00
08/01/2022 
715,000 
5.000% 
179,125.00 
894,125.00
02/01/2023 
161,250.00 
161,250.00
06/30/2023 
1,055,375.00
08/01/2023 
675,000 
5.000% 
161,250.00 
836,250.00
02/01/2024 
144,375.00 
144,375.00
06/30/2024 
980,625.00
08/01/2024 
855,000 
5.000% 
144,375.00 
999,375.00
| 
: 
02/01/2025 
123,000.00 
123,000.00
& 
06/30/2025 
1,122,375.00
08/01/2025 
870,000 
5.000% 
123,000.00 
993,000.00
02/01/2026 
101,250.00 
101,250.00
06/30/2026 
1,094,250.00
08/01/2026 
885,000 
5.000% 
101,250.00 
986,250.00
02/01/2027 
79,125.00 
79,125.00
06/30/2027 
1,065,375,00
08/01/2027 
905,000 
5.000% 
79,125.00 
984,125.00
02/01/2028 
56,500.00 
56,500.00
06/30/2028 
1,040,625.00
08/01/2028 
915,000 
4.000% 
56,500.00 
971,500.00
02/01/2029 
38,200.00 
38,200.00
06/30/2029 
1,009,700.00
08/01/2029 
950,000 
4.000% 
38,200.00 
988,200.00
02/01/2030 
19,200.00 
19,200.00
06/30/2030 
1,007,400.00
08/01/2030 
960,000 
4.000% 
19,200.00 
979,200.00
06/30/2031 
979,200.00
9,085,000 
2,443,144.31 
11,528,144.31 
11,528,144.31
Jan 14,2020 3:43 pm Prepared by HilltopSecurities (sc) 
(Finance 7.015 s:\...\Outstaning Debt Waterford 6-30-10:POST2019) Page7

HilltopSecurities Ti
AHilltop Holdings Company.
4
C 
DETAILED BOND DEBT SERVICE
Town of Waterford, Connecticut
GO Bonds, Issue of 2011 - Post 2017 Refunding
Bond Component
Period 
| 
Annual
Ending 
Principal 
Coupon 
Interest 
Debt Service 
Debt Service
08/01/2020 
735,000 
2.500% 
9,187.50 
744,187.50
06/30/2021 
: 
744,187.50
735,000 
9,187.50 
744,187.50 
744,187.50
Jan 14, 2020 3:43 pm Prepared by HilltopSecurities (sc) 
(Finance 7.015 s:\...\Outstaning Debt Waterford 6-30-10:POST2019) Page 8

HilltopSecurities FOC
Aloe las comes 
| 
Jol Ke Gy ang
(. 
| 
|
= 
DETAILED BOND DEBT SERVICE
Town of Waterford, Connecticut
$14,585,000 General Obligation Refunding Bonds, Issue of 2017
Bond Component
Annual
Period 
Debt 
Debt
Ending 
Principal 
Coupon 
Interest 
Service 
Service
08/01/2020 
325,000 
3.000% 
317,575 
642,575
02/01/2021 
312,700 
312,700
06/30/2021 
. 
955,275
08/01/2021 
1,050,000 
3.000% 
312,700 
1,362,700
02/01/2022 
296,950 
296,950
06/30/2022 
. 
1,659,650
08/01/2022 
1,055,000 
5.000% 
296,950 
1,351,950 
.
02/01/2023 
270,575 
270,575
06/30/2023 
1,622,525
08/01/2023 
1,070,000 
5.000% 
270,575 
1,340,575
02/01/2024 
243,825 
243,825
06/30/2024 
1,584,400
08/01/2024 
1,085,000 
5.000% 
243,825 
1,328,825
02/01/2025 
216,700 
- 216,700
= 
| 
06/30/2025 
1,545,525
08/01/2025 
1,070,000 
5.000% 
216,700 
1,286,700
02/01/2026 
189,950 
189,950
06/30/2026 
: 
1,476,650
08/01/2026 
2,830,000 
5.000% 
189,950 
3,019,950
02/01/2027 
119,200 
119,200
06/30/2027 
3,139,150
08/01/2027 
2,820,000 
5.000% 
119,200 
2,939,200
02/01/2028 
48,700 
48,700
06/30/2028 
2,987,900
08/01/2028 
1,070,000 
4.000% 
48,700 
1,118,700
02/01/2029 
27,300 
27,300
06/30/2029 
1,146,000
08/01/2029 
685,000 
4.000% 
27,300 
712,300
02/01/2030 
13,600 
13,600
06/30/2030 
725,900
08/01/2030 
680,000 
4.000% 
13,600 
693,600
06/30/2031 
693,600
13,740,000 
3,796,575 
17,536,575 
17,536,575
Jan 14, 2020 3:43 pm Prepared by HilltopSecurities (sc)
(Finance 7.015 s:\...\Outstaning Debt Waterford 6-30-10:POST2019) 
Page 6

HilltopSecurities Si
AHilltop Holdings Company.
HOY Kel Lind ine 
|
KX 
DETAILED BOND DEBT SERVICE
Town of Waterford, Connecticut
$9,440,000 General Obligation Refunding Bonds, Issue of 2014
‘e
Bond Component
Period 
Annual
Ending 
Principal 
Coupon 
Interest 
Debt Service 
Debt Service
08/15/2020 
840,000 
5.000% 
130,637.50 
970,637.50
02/15/2021 
109,637.50 
109,637.50
06/30/2021 
1,080,275.00
08/15/2021 
835,000 
3.000% 
109,637.50 
944,637.50
02/15/2022 
97,112.50 
97,112.50
06/30/2022 
1,041,750.00
08/15/2022 
830,000 
3.250% 
. 
97,112.50 
927,112.50
02/15/2023 
. 
83,625.00 
83,625.00
06/30/2023 
| 
1,010,737.50
08/15/2023 
825,000 
5.000% 
83,625.00 
908,625.00
02/15/2024 
63,000.00 
63,000.00
06/30/2024 
971,625.00
08/15/2024 
835,000 
5.000% 
63,000.00 
898,000.00
. 
02/15/2025 
42,125.00 
42,125.00
i 
06/30/2025 
940,125.00
c 
08/15/2025 
840,000 
5.000% 
42,125.00 
882,125.00
; 
02/15/2026 
21,125.00 
21,125.00
06/30/2026 
903,250.00
08/15/2026 
845,000 
5.000% 
21,125.00 
866,125.00
06/30/2027 
866,125.00
5,850,000 
963,887.50 
6,813,887.50 
6,813,887.50
Jan 14, 2020 3:43 pm Prepared by HilltopSecurities (sc)
(Finance 7.015 s:\...\Outstaning Debt Waterford 6-30-10:POST2019) PageS

HilltopSecurities S
A Hiltop Holdings Company.
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Period
DETAILED BOND DEBT SERVICE
Town of Waterford, Connecticut
$15,930,000 General Obligation Bonds, Issue of 2014
Bond Component
Annual
Ending 
Principal 
Coupon 
Interest 
Debl Service 
Debt Service
09/15/2020 
214,734.38 
214,734.38
03/15/2021 
750,000 
4.000% 
214,734.38 
964,734.38
06/30/2021 
1,179,468.76
09/15/2021 
199,734.38 
199,734.38
03/15/2022 
815,000 
4.000% 
199,734.38 
1,014,734.38
06/30/2022 
1,214,468.76
09/15/2022 
183,434.38 
183,434.38
03/15/2023 
845,000 
3.000% 
183,434.38 
1,028,434.38
06/30/2023 
; 
1,211,868.76
09/15/2023 
170,759.38 
170,759.38
03/15/2024 
875,000 
3.000% 
170,759.38 
1,045,759.38
06/30/2024 
1,216,518.76
09/15/2024 
157,634.38 
157,634.38
03/15/2025 
875,000 
3.000% 
157,634.38 
1,032,634.38
06/30/2025 
1,190,268.76
09/15/2025 
144,509.38 
144,509.38
03/15/2026 
920,000 
3.000% 
144,509.38 
1,064,509.38
06/30/2026 
1,209,018.76
09/15/2026 
130,709.38 
| 
130,709.38
03/15/2027 
925,000 
3.000% 
130,709.38 
1,055,709.38
06/30/2027 
1,186,418.76
09/15/2027 
116,834.38 
116,834.38
03/15/2028 
925,000 
3.200% 
116,834.38 
1,041,834.38
06/30/2028 
1,158,668.76
09/15/2028 
102,034.38 
102,034.38
03/15/2029 
925,000 
3.250% 
102,034.38 
1,027,034.38
06/30/2029 
1,129,068.76
09/15/2029 
87,003.13 
87,003.13
03/15/2030 
925,000 
3.500% 
87,003.13 
1,012,003.13
06/30/2030 
1,099,006.26
09/15/2030 
70,815.63 
70,815.63
03/15/2031 
925,000 
3.625% 
70,815.63 
995,815.63
06/30/2031 
1,066,631.26
09/15/2031 
54,050.00 
54,050.00
03/15/2032 
940,000 
3.750% 
54,050.00 
994,050.00
06/30/2032 
1,048,100.00
09/15/2032 
36,425.00 
36,425.00
03/15/2033 
940,000 
3.875% 
36,425.00 
976,425.00
Jan 14, 2020 3:43 pm Prepared by HilltopSecurities (sc)
(Finance 7.015 s:\...\Outstaning Debt Waterford 6-30-10:POST2019) Page 3

HilltopSecurities ti
AHiltop Holdings Company.
« f 
DETAILED BOND DEBT SERVICE
Town of Waterford, Connecticut
$15,930,000 General Obligation Bonds, Issue of 2014
Bond Component
Period 
; 
Annual
Ending 
Principal 
Coupon 
Interest 
Debt Service 
Debt Service
06/30/2033 
1,012,850.00
09/15/2033 
18,212.50 
18,212.50
03/15/2034 
940,000 
3.875% 
18,212.50 
958,212.50
06/30/2034 
. 
976,425.00
12,525,000 
3,373,781.36 
15,898,781.36 
15,898,781.36
Jan 14, 2020 3:43 pm Prepared by HilltopSecurities (sc) 
(Finance 7.015 s:\,..\Outstaning Debt Waterford 6-30-10:POST2019) 
Page4

HilltopSecurities Ba
AHilltop Holdings Company. 
‘
Period
DETAILED BOND DEBT SERVICE
Town of Waterford, Connecticut
$33,750,000 Genarl Obligation Bonds, Issue of 2013 - Post 2017 Refunding
Serial Component
Annual
Ending 
Principal 
Coupon 
Interest 
Debt Service 
Debt Service
08/15/2020 
1,755,000 
4.000% 
313,897.50 
2,068,897.50
02/15/2021 
278,797.50 
278,797.50
06/30/2021 
2,347,695.00
08/15/2021 
1,755,000 
4.000% 
278,797.50 
2,033,797.50
02/15/2022 
243,697.50 
243,697.50
06/30/2022 
2,277,495.00
08/15/2022 
1,755,000 
2.000% 
243,697.50 
1,998,697.50
02/15/2023 
226,147.50 
226,147.50
06/30/2023 
2,224,845.00
08/15/2023 
1,955,000 
2.250% 
226,147.50 
2,181,147.50 
,
02/15/2024 
204,153.75 
204,153.75
06/30/2024 
2,385,301.25
08/15/2024 
1,955,000 
2.250% 
204,153.75 
2,159,153.75
02/15/2025 
182,160.00 
182,160.00
06/30/2025 
| 
2,341,313.75
08/15/2025 
2,000,000 
2.500% 
182,160.00 
2,182,160.00
02/15/2026 
157,160.00 
157,160.00
06/30/2026 
2,339,320.00
08/15/2026 
157,160.00 
157,160.00
02/15/2027 
157,160.00 
157,160.00
06/30/2027 
314,320.00
08/15/2027 
157,160.00 
157,160.00
02/15/2028 
157,160.00 
157,160.00
06/30/2028 
314,320.00
08/15/2028 
2,000,000 
3.250% 
157,160.00 
2,157,160.00
02/15/2029 
124,660.00 
124,660.00
06/30/2029 
2,281,820.00
08/15/2029 
2,000,000 
3.000% 
124,660.00 
2,124,660.00
02/15/2030 
94,660.00 
94,660.00
06/30/2030 
2,219,320.00
08/15/2030 
2,000,000 
3.000% 
94,660.00 
2,094,660.00
02/15/2031 
64,660.00 
64,660.00
06/30/2031 
2,159,320.00
08/15/2031 
1,970,000 
3.100% 
64,660.00 
2,034,660.00
02/15/2032 
34,125.00 
34,125.00
06/30/2032 
2,068,785.00
08/15/2032 
1,950,000 
3.500% 
34,125.00 
1,984,125.00 
-
06/30/2033 
1,984,125.00
21,095,000 
4,162,980.00 
25,257,980.00 
25,257,980.00
Jan 14,2020 3:43 pm Prepared by HilltopSecurities (sc)
(Finance 7.015 s:\...\Outstaning Debt Waterford 6-30-10:POST2019) Page 9