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Board/CommissionPlanning & Zoning Commission
Meeting DateApril 08, 2025
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Town of Waterford 
Building, Conservation, Planning and Zoning 
 
www.waterfordct.org 
 
 
 
 
 
 
 
 
 
a. This form must be submitted in conjunction with PZC Form 1: Planning and Zoning Application or, in the case of 
minor activities and if permitted by the Zoning Enforcement Officer, Zoning Compliance Permit. 
b. This form does not supersede or take the place of any state or federal permits.  The applicant shall consult with the 
necessary agencies to review the possibility of additional permits, including general or individual permits that may be 
required for specific activities. 
 
 
Consistent with Connecticut General Statues ,Chapter 444, Secs. 22a-90 to 22a-113j, Waterford’s Planning and Zoning 
Commission, acting in the capacity of the Town’s Zoning Commission, regulates certain activities upon properties which 
lie completely or partially within the coastal area as defined by CGS §22a-94(b).  Specifically, the Commission’s is 
authorized, cited in part, by the following: 
Sec. 22a-105. Coastal site plan reviews. (a) Coastal municipalities shall undertake coastal site plan reviews in 
accordance with the requirements of this chapter. 
(b) The following site plans, plans and applications for activities or projects to be located fully or partially within the 
coastal boundary and landward of the mean high water mark shall be defined as “coastal site plans” and shall be subject to 
the requirements of this chapter: (1) Site plans submitted to a zoning commission in accordance with section 22a-109; (2) 
plans submitted to a planning commission for subdivision or resubdivision in accordance with section 8-25 or with any 
special act; (3) applications for a special exception or special permit submitted to a planning commission, zoning 
commission or zoning board of appeals in accordance with section 8-2 or with any special act; (4) applications for a 
variance submitted to a zoning board of appeals in accordance with subdivision (3) of section 8-6 or with any special act, 
and (5) a referral of a proposed municipal project to a planning commission in accordance with section 8-24 or with any 
special act. 
 
 
PZC Form 2: 
 
Application for Coastal Area Management Site Plan Permit 
 
Property Address: ____________________________________________________________________ 
Office Use Only 
Date Submitted:___________ 
Processed By:_____________   
App. No.: ________________ 
 Rev: 07/24/14 
2. 
Authority 
1. 
General 
163 Oswegatchie Road - Waterford, CT
Authentisign ID: 4F51A62F-D6EF-EF11-88F8-002248264582
Package ID: 8C714CD34B3964A5FB8CD6D83101FB6D

 
 
 
a. By placing a check mark in the appropriate box(es), identify the coastal resources and their policies for each that is  
located on and adjacent to the property or that may be influenced by the activities associated with the application.  
Note: A resources may be located on site, adjacent and be off-site but influenced by the activities. Refer to CGS §22a-
92(a) for General Coastal Resource Policy, CGS§221-92(b)(2)  and CGS §22a-93(7) for definitions of each 
corresponding policy’s coastal resource. 
Coastal Resource 
On-site 
Adjacent 
Off-site but 
within 
Influence 
General Coastal Resources 
 
 
 
Beaches and Dunes 
 
 
 
Bluffs & Escarpments 
 
 
 
Coastal Hazard Area 
 
 
 
Coastal Waters, Estuarine Embayments, 
Nearshore Waters, Offshore Waters 
 
 
 
Development Shorefront 
 
 
 
Freshwater Wetlands and Watercourses 
 
 
 
Intertidal Flats 
 
 
 
Islands 
 
 
 
Rocky Shorefront 
 
 
 
Shellfish Concentration Area 
 
 
 
Shorelands 
 
 
 
Coastal Hazard Area ID Type (i.e. VE, A, etc.) 
 
NA 
NA 
Base Flood Elevation 
 
NA 
NA 
Tidal Wetlands 
 
 
 
 
b. Consistency with Coastal Resources and Policies.   
Attached a typed and briefly statement of how the resources checked are consistent or inconsistent with coastal 
resource policies. 
 
 
3. 
Coastal Resources and Policies 
x
x
x
x
X
X
X
12
Authentisign ID: 4F51A62F-D6EF-EF11-88F8-002248264582
Package ID: 8C714CD34B3964A5FB8CD6D83101FB6D

c. Identification of Potential Adverse Impacts on Coastal Resources 
 
Please complete this section for all projects. Identify the adverse impact categories below that apply to the 
proposed project or activity. The applicable column must be checked if the proposed activity has the potential to 
generate any adverse impacts as defined in CGS Section 22a-93(15). If an adverse impact may result from the 
proposed project or activity, please use Part VIII to describe what project design features may be used to 
eliminate, minimize, or mitigate the potential for adverse impacts.  
 
 
 
 
 
 
 
 
 
 
 
 
Mitigation 
Potential Adverse Impacts on Coastal Resources  
 
Applicable     Not Applicable 
Proposed 
 
i. 
Degrading tidal wetlands, beaches and dunes,  
rocky shorefronts, and bluffs and escarpments  
through significant alteration of their natural  
characteristics or functions 
 
ii. Increasing the hazard of coastal flooding through  
significant alteration of shoreline configurations or  
bathymetry, particularly within high velocity  
flood zones - CGS Section 22a-93(15)(E) 
 
iii. Degrading existing circulation patterns of coastal  
water through the significant alteration of patterns  
of tidal exchange or flushing rates, freshwater input,  
or existing basin characteristics and channel contours 
 
iv. Degrading natural or existing drainage patterns  
through the significant alteration of groundwater  
flow and recharge and volume of runoff 
 
v. Degrading natural erosion patterns through the  
significant alteration of littoral transport of sediments  
in terms of deposition or source reduction 
 
vi. Degrading visual quality through significant alteration  
of the natural features of vistas and view points 
 
vii. Degrading water quality through the significant  
introduction into either coastal waters or groundwater  
supplies of suspended solids, nutrients, toxics, heavy  
metals or pathogens, or through the significant alteration  
of temperature, pH, dissolved oxygen or salinity 
 
viii. Degrading or destroying essential wildlife, finfish, or  
shellfish habitat through significant alteration of the  
composition, migration patterns, distribution, breeding  
or other population characteristics of the natural species  
or significant alterations of the natural components of  
the habitat 
X
X
X
X
X
X
X
X
Authentisign ID: 4F51A62F-D6EF-EF11-88F8-002248264582
Package ID: 8C714CD34B3964A5FB8CD6D83101FB6D

 
 
a. 
Identify all coastal policies and standards in or referenced by CGS Section 22a-92 applicable to the proposed 
project or activity: 
General Development   
 
 
 
Sewer and Water Lines 
Water-Dependent Uses   
 
 
 
Energy Facilities 
Ports and Harbors  
 
 
 
 
Fuel, Chemicals and Hazardous Materials 
Coastal Structures and Filling   
 
 
Transportation  
Dredging and Navigation  
 
 
 
Solid Waste  
Boating  
 
 
 
 
 
Dams, Dikes and Reservoirs 
Fisheries  
 
 
 
 
 
Cultural Resources 
Coastal Recreation and Access   
 
 
Open Space and Agricultural Lands 
 
b. 
 Consistency With Applicable Coastal Use Policies And Standards  
 
Attach an explanation of how the proposed activity or use is consistent with all of the applicable coastal use and 
activity policies and standards identified in Part V. For projects proposed at waterfront sites (including those with 
tidal wetlands frontage), particular emphasis should be placed on the evaluation of the project’s consistency with 
the water-dependent use policies and standards contained in CGS Sections 22a-92(a)(3) and 22a-92(b)(1)(A) -- 
also see adverse impacts assessment in Part VII.B below: 
 
 
 
 
Attach a summary addressing each of the following: 
a. 
Describe the methods proposed to mitigate any adverse impacts. 
b. 
Explain why adverse impacts are not being mitigated, if applicable. 
c. 
Summarize why the project as proposed is consistent with the Connecticut Coastal Management Act 
4. 
Coastal Use and Activities Policies and Standards 
5. 
Mitigation of Adverse Impacts and Overall Consistency (all applications) 
Authentisign ID: 4F51A62F-D6EF-EF11-88F8-002248264582
Package ID: 8C714CD34B3964A5FB8CD6D83101FB6D

a.
Identification of existing and/or proposed Water-dependent Uses: Attach a description of the features or
characteristics of the proposed activity or project that qualify as water-dependent uses as defined in CGS Section
22a-93(16). If general public access to coastal waters is provided, please identify the legal mechanisms used to
ensure public access in perpetuity, and describe any provisions for parking or other access to the site and proposed
amenities associated with the access (e.g., boardwalk, benches, trash receptacles, interpretative signage, etc.)*:
b.
Identify the adverse impact categories below that apply to the proposed project or activity. The applicable column
must be checked if the proposed activity has the potential to generate any adverse impacts as defined in CGS
Section 22a-93(17). If an adverse impact may result from the proposed project or activity, use Part VIII to
describe what project design features may be used to eliminate, minimize, or mitigate the potential for adverse
impacts.
Potential Adverse Impacts on Future Water-dependent  
Mitigation 
Development Opportunities and Activities 
 
       Applicable        Not Applicable 
Proposed 
i.
Locating a non-water-dependent use at a
site physically suited for or planned for location of a
water-dependent use
ii.
Replacing an existing water-dependent use
with a non-water dependent use
iii.
Siting a non-water-dependent use which
would substantially reduce or inhibit existing public
access to marine or tidal waters
Application Content 
The undersigned herby acknowledges that this application and statements submitted herewith are true to the best of my 
knowledge and approval of the application is contingent upon compliance with all requirements of said regulations.   
Signature 
Printed Name 
Date 
_______________________________ 
_______________________________ 
________________ 
Applicant 
_______________________________ 
_______________________________ 
________________ 
Agent 
_______________________________ 
_______________________________ 
________________ 
Land Owner 
_______________________________ 
_______________________________ 
________________ 
Land Owner 
6.
Potential Adverse Impacts on Water-dependent Uses (for project or activity is proposed at a waterfront site)
7.
Acknowledgements; All applications
X
X
X
Authentisign ID: 4F51A62F-D6EF-EF11-88F8-002248264582
James Gerrish
Julie Gerrish
Feb 23, 2025
Feb 23, 2025
BM-SIGNED
bcaac...
02/23/25 07:29 AM EST
BM-SIGNED
6d087...
02/23/25 01:20 PM EST
Package ID: 8C714CD34B3964A5FB8CD6D83101FB6D
James Bernardo, LS (for James Bernardo
                                  Land Surveying, LLC)
2-24-2025

Page | 1 
 
Prepared For 
James G. Gerrish 
163 Oswegatchie Road 
Waterford, CT 06385 
 
 
 
 
James Bernardo Land Surveying, LLC 
James Bernardo, LS 
102A Spithead Road 
Waterford, CT 06385 
860-447-0236 
jim@jbsurvey.com 
 
 

Page | 2 
 
Supplement To 
Coastal Area Management (CAM) Application 
Prepare for:  James G. Gerrish 
163 Oswegatchie Road 
Waterford, CT 06385 
 
General Statement of Activity 
This application is for the construction of a wood-frame, single-family residential house on the existing 
un-developed property at 163 Oswegatchie Road in Waterford, CT. 
The property is located adjacent to Keeney Cove, a tributary to the Niantic River and Long Island Sound. 
. A residential home is located adjacent to the site to the South. 
The property is located in a Special Flood Hazard Area (SFHA) AE (BFE=12) and AE (BFE=10) as shown on 
the FIRM  09011C0481j map revised: August 5, 2013. The property is not located within the Limits of 
Moderate Wave Action (LiMWA). The new residence will be located in Zone X (0.2%). The lowest floor is 
15.5 (NAVD88). 
 
 
3b. Consistency with Coastal Resources and policies  
General Coastal Resources 
Means the coastal waters of the state, their natural resources, related marine and wildlife 
habitat and adjacent shorelands, both developed and undeveloped, that together form an 
integrated terrestrial and estuarine ecosystem. 
Coastal resources on and adjacent to this site include coastal waters which include the adjacent  Keeney 
Cove (Long Island Sound). The existing lot is zoned for residential development. The foundation will be 
constructed with a walk-out basement level above the BFE 
Coastal Hazard Areas 
Coastal hazard areas are statutorily defined as those land areas inundated during coastal storm 
events or subject to erosion induced by such events, including flood hazard areas as defined and 
determined by the National Flood Insurance Act and all erosion hazard areas as determined by 
the Commissioner [Connecticut General Statutes (CGS) section 22a-93(7)(H)].  In general, coastal 
flood hazard areas include all areas designated as within A-zone and V-zones by the Federal 
Emergency Management Agency (FEMA).  A-zones are subject to still-water flooding during so 
called “100-year” flood events. During 100-year flood events, V-zones are subject to direct action 
by waves three feet or more in height 
As previously stated, the property is in a Special Flood Hazard Area (SFHA) AE (BFE=12) as shown on the 
FIRM  09011C0481j map revised: August 5, 2013. The new residence is located in Zone X of the property. 
Special Flood Hazard Areas are a subject to the 1% annual chance flood (100-year flood). It is the flood 
that has a 1% chance of being equaled or exceeded in any given year.  
The building and all habitable spaces will be elevated BFE and will be constructed the SFHA. All utilities 
must be located above the BFE. 

Page | 3 
 
Coastal Waters and Estuarine Embayments 
Coastal waters are those waters of Long Island Sound and its harbors, embayments, tidal rivers, 
streams and creeks, which contain a salinity concentration of at least five hundred parts per 
million under the low flow stream conditions as established by the commissioner [Connecticut 
General Statutes (CGS) section 22a-93(5)].  
Coastal waters can be separated into “nearshore waters,” “offshore waters” and “estuarine 
embayments.” 
Keeney Cove satisfies the definition of an Estuarine Embayments. Of primary concern is the degradation 
of water quality through the introduction of suspended solids and nutrients into the Cove. This property 
is served by municipal sanitary sewer and water. No significant changes in drainage flow paths are 
anticipated. Stormwater BMP’s, primarily the installation of sediment fence, has been incorporated into 
the site design. The excavation and site disturbance associated with the foundation constructed will be 
limited to the minimal amount necessary.  
Tidal Wetlands 
Tidal wetlands are those areas which border on or lie beneath tidal waters, such as, but not 
limited to banks, bogs, salt marshes, swamps, meadows, flats, or other low lands subject to tidal 
action, including those areas now or formerly connected to tidal waters, and whose surface is at 
or below an elevation of one foot above local extreme high water; and upon which may grow or 
be capable of growing some, but not necessarily all, of [a list of specific plant species - see 
Connecticut General Statutes (CGS) section 22a-29(2) for complete list of species][CGS section 
22a-29, as referenced by CGS section 22a-93(7)(E)].  In general, tidal wetlands form in “low 
energy” environments protected from direct wave action.   They are flooded by tidal waters 
twice a day and support a diverse ecosystem of vegetation and wildlife. 
Tidal Wetlands are located along the southerly portion of the property adjacent to Kenny Cove. There 
are several High Tide Bushes (Iva frutescens) located at the fringe of mean high water. No activity is 
proposed within the tidal wetlands.  
 
Coastal Hazard Areas 
Coastal hazard areas are statutorily defined as those land areas inundated during coastal storm 
events or subject to erosion induced by such events, including flood hazard areas as defined and 
determined by the National Flood Insurance Act and all erosion hazard areas as determined by 
the Commissioner [Connecticut General Statutes (CGS) section 22a-93(7)(H)].  In general, coastal 
flood hazard areas include all areas designated as within A-zone and V-zones by the Federal 
Emergency Management Agency (FEMA).  A-zones are subject to still-water flooding during so 
called “100-year” flood events. During 100-year flood events, V-zones are subject to direct action 
by waves three feet or more in height 
As previously stated, the property is in a Special Flood Hazard Area (SFHA) VE (BFE=13) and AE (BFE=10) 
as shown on the FIRM  09011C481j map revised: August 5, 2013. The new residence is located entirely 
outside the limits of the SFHA.  Special Flood Hazard Areas are a subject to the 1% annual chance flood 
(100-year flood). It is the flood that has a 1% chance of being equaled or exceeded in any given year. VE 
zones are coastal flood zones with velocity hazard. There are no VE zones on the property. 

Page | 4 
 
 
3c. Possible degradation of water quality. 
Construction on or adjacent to coastal resources has the potential to introduce pollutants from runoff 
and erosion into the coastal resources. A detailed construction sequence has provided on the plans 
including limitations on the clearing limits and the installation of erosion control measures to minimize 
the impact to the coastal resources.  
 
4b. Consistency with Coastal Resources and policies  
The Coastal Area Management Regulations permit for the reasonable uses of coastal properties 
consistent with Coastal Resources and Policies.  Adverse impacts to Coastal Resources must be mitigated 
to the extent possible.  All disturbed areas will be stabilized and seeded upon completion of 
construction. No house construction will occur within 50’ of the shore. 
The location of the house, on privately owned land, will not impact water access as this is private 
property zoned for residential use.  
The Coastal Area Management Regulations emphasize the importance of locating water-dependent uses 
at waterfront sites. However, the property is located in the R-40 zone. The current Town of Waterford 
Zoning Regulations do not permit any water dependent uses in this zone. In addition, shallow water 
depths in Keeney Cove restrict access to adequate channel and open water depths.